Risk Analyst
32 €/oraScalapay
At Scalapay, we’re shaping a culture with high standards, independent and critical thought, innovation, ownership, and continuous learning . We operate in a fast-moving, tech-driven environment , and we’re looking for people who thrive in change, think boldly, and take initiative.
If you’re ready to put your potential to the test in a hiring process designed to spotlight exceptional talent, this is your chance to stand out and grow with one of Europe’s most ambitious fintech teams .
#MakeItHappen #PlayAsATeam #StayCurious #FocusOnCustomer.
THE MISSION:
As a Risk Analyst, you will be the dedicated risk owner for Scalapay's subscription products. This is a high-impact role where you design the decisioning logic behind a growing product line, take it live in our rules engine, and own its performance from there.
You will work as the risk counterpart to the Subscription team, turning product ambitions into risk requirements, and you will contribute to the fraud prevention work that protects the whole portfolio.
WHAT YOU WILL DO:
Subscription Risk Ownership
- Own the risk framework for subscription products end to end: eligibility criteria, decisioning logic, and the data and signals behind them.
- Partner with the Subscription team as their single point of contact on risk, flagging exposure early and shaping product decisions before they ship.
- Design the risk layer for new launches rather than inheriting it, working alongside product, engineering and compliance from the start.
Decisioning & Performance Monitoring
- Implement and maintain rules in our decisioning engine, with clear documentation and measurable expected impact.
- Build the reporting that shows how approval rates, losses and fraud are trending across your product area, and act on what it tells you.
- Run post-implementation analysis on every significant change: what we expected, what happened, what we do next.
Fraud Prevention & Detection
- Contribute to fraud monitoring, investigation and intervention across the portfolio, including during volume peaks.
- Investigate emerging fraud patterns and translate them into detection logic and rule changes.
- Work with our external fraud and identity data providers to get the most out of the signals we buy.
Cross-Functional Collaboration
- Work closely with data, engineering, finance, compliance, legal and customer support to get decisions shipped, documented and understood.
- Communicate findings and recommendations clearly to both product stakeholders and risk leadership.
WHO WE ARE LOOKING FOR:
- Holder of a Bachelor's or Master's degree in Economics, Statistics, Engineering, Data Science, or a related field.
- 2+ years in risk, fraud, credit decisioning, payments or a comparable analytical role, preferably in fintech, BNPL or consumer lending.
- Proficiency in SQL and comfort working independently in a data warehouse; Python is a plus.
- Sound judgement: you can make a decision with incomplete data, and the discipline to measure it afterwards.
- Genuine interest in both credit and fraud rather than a strong preference for one.
- Excellent communication skills, with the ability to explain a risk decision to a product manager and to a compliance reviewer alike.
- High attention to detail and strong ownership of deliverables.
- Exceptional communication skills in English, both written and verbal (B2-C1). Italian is a plus.
Nice to have: exposure to card, subscription or account-based products; experience with a rules or decision engine in production; familiarity with external fraud and identity data providers.
WHY YOU SHOULD JOIN SCALAPAY:
- Attractive packages based on skills and experience — the salary band we have for this position is of 32'000– 44'000 € (Gross Annual Salary)
- International environment with significant challenges to be met every day
- Lots of opportunities to work with a team of industry tech leaders who are focused on delivering products that offer exceptional user experiences
- Personalised support to accelerate your professional growth and take ownership of the products you deliver: we want to help you grow!
- Latest technologies and being encouraged to bring your flair to the role.
OUR HIRING PROCESS:
- An initial chat with our Talent team
- The first interview with the Hiring Manager to dive deep into your experiences and better understand your motivation
- A case study to test your hard skills
- A final chat with Simone, our CEO
Want to learn more? Don't hesitate to explore our Careers website , our LinkedIn and Glassdoor pages.
Pro tip: send your CV in English
Super Pro tip: we know that application processes can be scary and frustrating but… we look for talent, not people that tick all our boxes.
- ppbFinancial Risk Analyst /b role at bBIP /b /p h3Entra nel nostro mondo. Trasforma insieme a noi. /h3 h3Quale sarà la tua sfida? /h3 pSarai parte attiva della crescita della nostra practice Financial Services, anticipando le continue evoluzioni del mondo Fintech, mettendo...ConsigliatoOrario flessibile
38.000 € - 49.000 €
...consulenza direzionale. In particolare, siamo alla ricerca di Quantitative Analyst da inserire all’interno di progetti strategici per primari gruppi bancari, con focus su Trading, Tesoreria e Risk Management. La risorsa avrà l’opportunità di lavorare su iniziative ad...ConsigliatoLavoro ibrido- ...LevelSenior AssociateJob Description & SummaryTrasforma le tue aspirazioni professionali in una storia di successo, entra in PwC come:Risk Management, RC&R Senior Associate:Your Perspectives:In PwC Other Trust Solutions (OTS) supportiamo le organizzazioni nel...ConsigliatoTempo pienoOrario flessibile
- ...di rischio quantitativi, applicando tecniche avanzate come ML/AI per rispondere alle tendenze normative. Lavora con aree chiave di risk analytics, capital & liquidity management e transformation per gestire rischi emergenti e segnalazioni prudenziali. Contribuisci a governance...Consigliato
35.000 € - 45.000 €
...The Pricing Monitoring Unit is part of the Risk Management Department of Allianz S.p.A. and operates as a second line of control function. The function is part of the Market & Credit Risk & PMU team, and is responsible for the independent oversight and validation of pricing...ConsigliatoTempo pienoImpiego permanente- ...evaluating pricing methodologies and data quality for financial instruments and alternative assets. You will work within the Market & Credit Risk & PMU team to ensure alignment with market practice and regulatory expectations, providing robust analytical evidence to senior...
- Una società di consulenza è alla ricerca di un Financial Risk Analyst per supportare la crescita della practice Financial Services. La risorsa dovrà analizzare e monitorare indicatori di liquidità, gestire dati tramite SQL e collaborare con team interni per garantire coerenza...Orario flessibile
- ...indicatori di rischio (KRI's) definiti dalle politiche e dai regolamenti IVASS. Analizzare i rischi quantitativi definiti nel \"Risk Appetite\" di 1° e 2° livello e monitorarne i relativi limiti. Contribuire alla compilazione e l'invio al dipartimento Finance dei...Impiego permanente
- pBFF Bank spa cerca una risorsa per la Funzione Risk Management, dove contribuirà alle attività di validazione dei modelli di rischio e all’analisi quantitativa. Definirà e migliorerà metodologie, metriche e framework per la governance dei modelli della banca. /ppRequisiti...
- pMooney cerca per la sede di Milano un ICT Risk Analyst da inserire nella Funzione Risk Management. Il/la candidato/a ideale, riportando al Responsabile della Funzione, ha maturato almeno 2 anni in ruoli analoghi, preferibilmente in contesto bancario o di mediazione finanziaria...
- pMichael Page International Italia S.r.l. cerca una risorsa esperta per un ruolo di Risk Management presso una compagnia assicurativa internazionale. La figura si occuperà di rischi quantitativi secondo Solvency II e monitoraggio dei KRI, contribuendo al Risk Appetite...Impiego permanenteLavoro ibrido
29.000 €
...good time to join us as we expand our consulting team in Italy. Role Description As part of the consulting team, the ICT Risk Analyst will: Support the development and maintenance of the ICT and Cyber Risk Management framework, ensuring alignment with...Stage/TirocinioDisponibilità immediataRemotoOrario flessibile28.000 € - 35.000 €
...Mooney ricerca per la propria sede di Milano un/a ICT Risk Analyst da inserire all’interno della Funzione Risk Management. II/la candidato/a ideale, a riporto del Responsabile della Funzione, deve aver maturato almeno 2 anni di esperienza in ruoli analoghi, preferibilmente...- ...investment‑management process to ensure that responsible investment risks and opportunities are not siloed, but recognised and acted upon... ...our Milan office. Job Purpose: This role will support the Risk Management and Valuation function in Italy. Responsibilities...Tempo pienoStage/TirocinioStage retribuitoOrario flessibile
28.000 € - 29.000 €
...building, project e property management, real estate brokerage, fondi di investimento e distressed asset management. Credit Risk Analyst Siamo alla ricerca di una risorsa da inserire nel team Centrale Rischi, all’interno di Prelios Credit Servicing, che supporti le...Tempo pieno- ppThe Corporate Credit Risk unit at BBVA Milano is an integral part of the Global Risk Management - EMEA team. Its main function is to deliver best-in-class credit analysis of corporate clients, monitoring the local portfolio and ensuring the safety and soundness of wholesale...
40.000 € - 47.000 €
...ricerca per primario gruppo bancario internazionale specializzato in soluzioni di leasing e finanziamento beni strumentali, un Senior Credit Risk Analyst da inserire a diretto riporto del Chief Risk Officer. Retribuzione annua: 40000€ - 47000€ esperienza 2 anni- ...Capco is actively expanding its Italian office and seeks an ICT Risk Analyst to join the consulting team in Milano. The role focuses on developing and maintaining ICT and Cyber Risk Management frameworks, identifying and monitoring risks, and producing KRIs, KPIs and...Lavoro ibrido
- ...Head Hunter Italia cerca per multinazionale nel settore petrolifero un Senior Credit Analyst da inserire nel dipartimento Finance Administration, riportando all’Head of Treasury Risk e FPA. /ppRuolo in contesto di ristrutturazione della funzione Finance, con focus su credit...
28.000 € - 29.000 €
Prelios è alla ricerca di una risorsa da inserire nel team Centrale Rischi all’interno di Prelios Credit Servicing a Milano. La risorsa supporterà le attività di verifica, analisi e monitoraggio dati per garantire la corretta gestione delle informazioni. Profilo richiesto...- pPwC South Africa cerca un Associate Risk Data Aggregation Risk Reporting per disegnare e realizzare framework di misurazione, gestione e reporting dei rischi per gruppi bancari e asset/wealth. Lavorerai in team, on-site o da remoto, in un contesto regolamentare complesso...Remoto
- Arcese Group è alla ricerca di un Security Associate Specialist per supportare il team Security & Loss Prevention nella tutela del patrimonio aziendale lungo la filiera di trasporto. Potrai contribuire all’analisi dati, alla redazione di KPI e reportistica, nonché a auditorie...
28.650 €
...Category: Customer ServicesIndustry: Real EstateSalary: 28650Posted Date: /ppAre you a recent graduate looking to kickstart your career in risk management consulting?We are seeking a talented individual to join our Analytics Solutions team at Risk Consulting through our...Stage/TirocinioTempo determinatoApprendistatoLavoro ibridoRemotoOrario flessibile- Una società di consulenza cerca un Associate Consultant per la consulenza sul rischio a Milano. Il candidato supporterà il team nella compliance e nella gestione dei rischi, collaborando con colleghi senior in diverse attività. Richiesta laurea magistrale in economia e ...ApprendistatoLavoro ibrido
- pForvis Mazars in Italia cerca un Senior Consultant IT Risk Advisory per supportare clienti su tematiche di sicurezza, audit e governance IT. Farai parte di progetti diversificati e innovativi, lavorando a stretto contatto con il team per fornire soluzioni affidabili e...Remoto
- ...economico-finanziaria di nuovi investimenti. Lavori strettamente con il top management per guidare decisioni informate e interventi di risk management. Responsabilità Redazione e aggiornamento del Business Plan del Gruppo e monitoraggio degli scostamenti potenziali...
- ...Allianz Milano seeks a skilled analyst to join the Portfolio Performance & Advanced Analytics team. The role focuses on managing tariffs for motor and non-motor lines and analysing profitability KPIs of the company portfolio. You will perform tariff definition, rate...
- ppCome parte del team Life Act. Reserving di bZurich Italia /b, la persona che stiamo cercando opererà nell’ambito della funzione Life Reserving and Program Development occupandosi principalmente di reporting IFRS17 dove si dedicherà a rafforzare la capacità del team per...
70.000 € - 90.000 €
pCerved, azienda leader nel settore dati e analisi, cerca Engagement Manager per la Practice Banking (Risk Advisory) a Milano. Coordinando progetti complessi di Risk Management, guiderai team multidisciplinari, assicurando deliverable di alta qualità e dialogo costante...Lavoro ibrido- ...preparation for further analysis and modelingOverall Rate Requirement analysis Technical analysis with advanced statistical techniques for risk and behavioral models Scenario testing analysis to evaluate the impact of different tariffs on portfolio performanceAssess on a...