Credit Risk Analyst - Milan (f/m/x)

Job Description:

For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities.

Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management division.

Together we can make a great impact for our clients home and abroad, securing their lasting success and financial security.

The Credit Risk Management Corporate Bank & Investment Bank unit (within Chief Risk Officer department) is seeking a Credit Analyst, who will be responsible for Credit management and monitoring of Italian MidCaps- Large Corporates.

Responsibilities

• Perform good quality credit analysis for mid- large corporates, with key focus on analysis of financial and economic performance, identification of risk drivers and evaluation of down case scenarios.
• Prepare full fletched rating reports including cash-flow analysis.
• Ensure efficient, correct and accurate and timely response to business requests.
• Monitor and report of credit exposures, identify early warning signals.

Skills

• Graduate and/or post graduate degree in business/finance (including specific knowledge of corporate analysis and cash flow analysis).
• Sound understanding of corporate financials, accounting standards, corporate competitive environment.
• Knowledge of credit products, credit documentation, and credit approval process.
• Understanding of potential risks (reputational, compliance, legal issues) related to credit approval process.
• Self-motivated, structured approach and a strong attention to details paired with synthesis ability.
• Proven ability to multi-task different projects and prioritize.
• Ability to build cross-divisional as well as cross-regional relationships.
• Excellent verbal and written communication skills in English (and Italian).
• Proficient in Microsoft Office applications including strong Excel skills, some insight in AI applications.
• At least three years of relevant experience.

Well-being & Benefits

Emotionally and mentally balanced: We encourage work-life balance and we are committed to provide an environment with your development and wellbeing at its centre. We support you in dealing with life crises, maintaining stability through illness, and maintaining good mental health. We promote a culture where you can openly speak about mental health (Personal Support Line).

Physically thriving: We support you managing your physical health by taking appropriate preventive measures and providing an insurance coverage and welfare benefits.

Socially connected: We strongly believe in collaboration, inclusion and feeling connected to open up new perspectives and strengthen our self confidence and well being; we organize conferences, webinar and networking opportunities to share diversity, equity and inclusion contents.

Financially secure: We support you to meet personal financial goals during your active career and for the future. Benefit from meal allowance, Pension Fund, Welfare Plan, banking services for employees.

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.