Credit Manager (Fraud)

ph3About Revolut /h3pPeople deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 75+ million customers get more from their money every day. /ppAs we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution. /ph3About The Role /h3pThe Credit team at Revolut creates and scales lending features that power global growth. They manage the entire product lifecycle, from backend systems to customer-facing experiences. By combining market insight, risk expertise, and technical precision, they deliver safe, forward-thinking solutions tailored to each region. /ppWe\'re looking for a Credit Manager to oversee credit fraud within our global finance operations. Using your knowledge of regulatory risk and compliance standards, you\'ll come up with strategic initiatives to optimise fraud detection and mitigation that\'s powered by data-driven analysis, while keeping up with emerging fraud trends. /ppUp to shape what\'s next in finance? Let\'s get in touch. /ph3What You'll Be Doing /h3ulliContributing to product and risk reviews of supply chain/trade finance products, including payables (SCF, trade loan, dynamic discounting) and receivables (RF, invoice discounting, etc.) /liliEnsuring product-level compliance with group fraud and financial crime policies /liliContinuously improving financial crime policies, procedures, and the structured trade finance playbook /liliScoping necessary controls and monitoring (updating/fine-tuning) fraud risk models, proposing improvements to existing tools /liliStrategically investigating and ensuring remediation of risk incidents, issues, and control breaches /liliEngaging cross-functionally to drive the prioritisation of financial crime-related issues /liliEngaging with regulatory bodies and internal teams to ensure compliance with financial crime requirements at a global scale /liliEstablishing key metrics and dashboards for proactive monitoring of early warning indicators, differentiating between various forms of receivable financing fraud /liliOwning and delivering required updates on credit fraud at various forums and committees /li /ulh3What You'll Need /h3ulli5+ years of experience managing financial crime or credit fraud /liliHands-on involvement in trade finance product launches and reviews within a commercial bank /liliA good understanding of payables finance (SCF, trade loan, dynamic discounting) and receivables finance (RF, invoice discounting, factoring, PO finance) /liliProven success implementing fraud controls and metrics for complex business lending scenarios /liliFamiliarity with financial crime-related investigative processes /liliExperience implementing fraud controls and metrics /liliA highly analytical mindset with excellent problem-solving skills /liliCuriosity and a drive to identify and implement improvements to automate wherever possible /liliFamiliarity with AML/KYC control environments and key concepts, such as customer due diligence, screening, IDV, risk scoring, and periodic reviews /li /ulh3Nice to have /h3ulliBroad market and product experience across various trade finance jurisdictions /liliA solid understanding of credit policy governance frameworks, and the ability to work through the 2nd/3rd line of defence in a competent manner /liliExcellent knowledge of SQL and other data analysis tools /liliA clear and structured communication style, with the ability to explain complex trade concepts simply /li /ulh3Diversity and Inclusion /h3pBuilding a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural DI Framework, designed to help us thrive and grow everyday. We’re not just doing this because it\'s the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team. /ph3Important notice for candidates /h3pJob scams are on the rise. Please keep these guidelines in mind when applying for any open roles. /pulliOnly apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment. /liliAlways double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain. /li /ulpWe won\'t ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately. /ppBy submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut\'s Candidate Privacy Notice /p /p #J-18808-Ljbffr